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Pennsylvania, Virginia, Maryland, South Carolina, Connecticut, New Hampshire, Rhode Island & Delaware Closing Cost Calculator

Pennsylvania requires an attorney at closing, which is a line item most states do not have. Transfer tax: 1.00%.

Pennsylvania, Virginia, Maryland, South Carolina, Connecticut, New Hampshire, Rhode Island, Delaware share this page. Their rules produce the same answer to within a rounding difference, so publishing separate near-identical pages would add URLs without adding information. Every figure below applies to all 8 states.

Pennsylvania closing cost estimator

Pennsylvania requires an attorney at closing, which is a line item most states do not have. Transfer tax: 1.00%.

Estimated closing costs
Transfer tax
Title insurance
Attorney

Pennsylvania at a glance

FigurePennsylvaniaSource
State transfer tax rate1.00%[1]
Attorney required at closingYes[1]
Typical total closing cost3.20%[1]
On the median home$9,408[2]

[1] [2] Sources

Typical closing cost — all 50 states

Pennsylvania highlighted. Same data as the table below, shown as a distribution so the comparison is visible at a glance.

Typical closing cost — all 50 states. Pennsylvania is 3.20%, ranked 5 of 50. The national median is 2.70%, the highest is 3.80% (New York), and the lowest is 2.00% (California). NY 3.80% DE 3.50% NJ 3.50% MD 3.20% PA 3.20% VT 3.20% CT 3.10% IL 3.00% ME 3.00% MA 3.00% NH 3.00% RI 3.00% AK 2.80% GA 2.80% IA 2.80% LA 2.80% MI 2.80% WV 2.80% WI 2.80% AR 2.70% KY 2.70% MN 2.70% NE 2.70% OH 2.70% SC 2.70% VA 2.70% KS 2.60% MS 2.60% SD 2.60% TN 2.60% AL 2.50% FL 2.50% HI 2.50% IN 2.50% MO 2.50% NM 2.50% NC 2.50% ND 2.50% OK 2.50% TX 2.50% WA 2.50% MT 2.40% OR 2.40% AZ 2.30% ID 2.30% NV 2.30% UT 2.30% WY 2.30% CO 2.20% CA 2.00%

Highlighted: Pennsylvania, ranked 5 of 50. Median 2.70%.

Pennsylvania closing costs by price and side

Buyer and seller totals, including Pennsylvania's 1.00% transfer tax.

Purchase priceBuyer totalSeller totalTransfer tax
$100,000$2,750$3,050$1,000
$150,000$3,450$3,900$1,500
$175,000$3,800$4,325$1,750
$200,000$4,150$4,750$2,000
$225,000$4,500$5,175$2,250
$250,000$4,850$5,600$2,500
$300,000$5,550$6,450$3,000
$350,000$6,250$7,300$3,500
$400,000$6,950$8,150$4,000
$450,000$7,650$9,000$4,500
$500,000$8,350$9,850$5,000
$600,000$9,750$11,550$6,000
$700,000$11,150$13,250$7,000
$800,000$12,550$14,950$8,000
$950,000$14,650$17,500$9,500
$1,100,000$16,750$20,050$11,000
$1,300,000$19,550$23,450$13,000
$1,600,000$23,750$28,550$16,000

Worked figures for Pennsylvania

Pennsylvania values:

PriceBuyerSellerTransfer
$150,000$3,450$3,900$1,500
$200,000$4,150$4,750$2,000
$250,000$4,850$5,600$2,500
$300,000$5,550$6,450$3,000
$400,000$6,950$8,150$4,000
$500,000$8,350$9,850$5,000
$600,000$9,750$11,550$6,000
$750,000$11,850$14,100$7,500
$900,000$13,950$16,650$9,000
$1,200,000$18,150$21,750$12,000

How Pennsylvania compares nationally

On typical closing cost, Pennsylvania ranks #5 of 50 at 3.20%19% above the median of 2.70%. The national range runs from 2.00% (California) to 3.80% (New York).

RankStateTypical closing cost
#3New Jersey3.50%
#4Maryland3.20%
#5Pennsylvania3.20%
#6Vermont3.20%
#7Connecticut3.10%

Attorney closing states, ranked

Same rule structure as Pennsylvania:

StateTypical closing costvs Pennsylvania
New York3.80%+18.7%
Pennsylvania3.20%
Vermont3.20%0.0%
Illinois3.00%-6.3%
West Virginia2.80%-12.5%
Mississippi2.60%-18.8%
North Carolina2.50%-21.9%

Pennsylvania questions, answered with Pennsylvania numbers

What are buyer closing costs in Pennsylvania?
On Pennsylvania's median home price of $294,000, expect roughly $5,466 as a buyer, including about $1,200 in attorney fees that Pennsylvania requires.
What does the seller pay in Pennsylvania?
About $6,348 on the median home, of which $2,940 is Pennsylvania's 1.00% transfer tax.
Do I need an attorney to close in Pennsylvania?
Yes. Pennsylvania requires an attorney at closing, typically $1,200, a cost buyers in title-company states do not have.

Other attorney closing states

Illinois Mississippi New York North Carolina Vermont West Virginia

Last reviewed 2026-08-27. Pennsylvania figures only — verify with the relevant Pennsylvania agency before acting. How this is calculated.