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Ohio Closing Cost Calculator
Ohio’s conveyance fee is $1 per $1,000 statewide plus a county addition of up to $3 per $1,000, charged to the seller: $3 per $1,000 in total in Franklin and Hamilton counties, $4 in Clermont. Start with the county auditor’s conveyance calculation and parcel count, then add your actual settlement quotes. The county addition and rounding treatment must be established before this worksheet produces a transfer estimate.
Ohio conveyance and closing worksheet
Ordinary nonexempt real-property conveyance above $100, confirmed DTE 100 value and parcel count. Base conveyance fee is $0.10 per $100 or fraction, minimum $1; additional county rate must be confirmed (up to $0.30 per $100). Clermont uses $0.30 county addition. Other counties require confirmation of statutory $100-block treatment or a full quote. Adds $0.50 per parcel separately; recording, exemptions and special transfers require quotes.
| Parameter | Amount | In effect | Primary source |
|---|---|---|---|
| State base conveyance fee | $0.10 per $100 or fraction, $1 minimum | Conveyances presented from January 1, 1968; current section text effective April 9, 2025 | R.C. 319.54(G)(3) |
| Transfer or entry charge | $0.50 per parcel | Current section text effective April 9, 2025 | R.C. 319.54(G)(2) |
| County real property transfer tax ceiling | Up to $0.30 per $100, levied on the grantor | Current section text effective April 9, 2025 | R.C. 322.02 |
| Franklin County (Columbus) total | $3 per $1,000, consideration rounded up to $100; $3 minimum | County share last updated August 2019 | Franklin County Auditor |
| Hamilton County (Cincinnati) total | $0.10 + $0.20 per $100 ($3 per $1,000) | Current published schedule | Hamilton County Auditor |
| Clermont County total | $4 per $1,000, consideration rounded up to $100 | Transfer standards effective January 1, 2024 | Clermont County Auditor |
Base conveyance fee, county addition and parcel fee
Ohio Revised Code 319.54(G) sets a base conveyance fee of $0.10 for each $100 of value or fraction, with a $1 minimum for a taxable transfer. A separate transfer or entry charge is $0.50 per parcel. This model requires a positive whole parcel count.
Under R.C. 322.02, a county can add up to $0.30 per $100 or fraction. The county tax is imposed on the grantor. The worksheet initially allocates the combined conveyance and parcel charges to the seller; confirm your contract and use a full quote when the parcel charge or another amount has a different allocation.
Clermont: round the consideration before applying the rate
The Clermont County Auditor publishes a combined $4 per $1,000, calculated after rounding consideration upward to a $100 increment. A $245,250 transfer therefore uses $245,300 and produces $981.20 in conveyance charges. Two parcels add $1, bringing the modeled transfer amount to $982.20.
An exact $300,000 transfer produces $1,200; increasing the taxable value to $300,000.01 produces $1,200.40. These differences come from the consideration block, not a percentage rounded only at the end.
| Scenario | Taxable value | Base conveyance fee | Local amount | Tax subtotal |
|---|---|---|---|---|
| Clermont: $245,250 consideration | $245,250.00 | $245.30 | $735.90 | $981.20 |
| Clermont: exactly $300,000 | $300,000.00 | $300.00 | $900.00 | $1,200.00 |
| Clermont: $300,000.01 crosses a block | $300,000.01 | $300.10 | $900.30 | $1,200.40 |
| Franklin or Hamilton: $0.20 county addition | $300,000.00 | $300.00 | $600.00 | $900.00 |
| Hamilton: $250,050 rounds up to $250,100 | $250,050.00 | $250.10 | $500.20 | $750.30 |
The table excludes the separate $0.50-per-parcel charge. The calculator’s allocated transfer amount includes it. Document recording fees are not included in either figure.
Franklin and Hamilton: $3 per $1,000
The Franklin County Auditor charges $3 per $1,000: the state's $1 plus a $2 county share the commissioners last changed in August 2019. It rounds consideration up to the next $100 and applies a $3 minimum, higher than the statutory $1. When the grantor or a surviving spouse is receiving the homestead exemption at transfer, the county share is waived and the fee drops to $1 per $1,000.
The Hamilton County Auditor publishes the same $3 total as $0.10 state plus $0.20 county per $100. In this worksheet, choose confirmed statutory blocks and enter 0.20 for either county. A $300,000 seller owes $900 plus $0.50 for one parcel; $250,050 rounds to $250,100 and produces $750.30 before the parcel charge.
Other counties: verify the addition and rounding convention
For another county, select the statutory-block option only after confirming that the auditor applies the same $100-block method. Enter only its additional county component, such as $0.20 per $100, rather than the combined base-plus-county rate. A confirmed zero means the county adds nothing; a blank means the rate is unresolved.
If the auditor’s published calculator, rounding example or special instructions differ, select the quoted treatment and enter the full charge assigned to your side. This page does not apply Clermont’s total rate to all 88 counties. A change to the county’s adopted rate must be checked for the actual transfer date.
Use DTE 100 consideration, not the down payment
The auditor’s DTE 100 form and instructions combine the new mortgage, assumed balance and cash, then subtract the portion attributable to items other than real property. The resulting real-property consideration is the relevant ordinary-sale input.
For an illustrative transaction with $240,000 new financing, $60,000 cash and $5,000 of confirmed non-real-property consideration, the real-property amount is $295,000. At Clermont’s published combined rate, conveyance is $1,180 before the parcel charge. The worksheet does not decide which personal-property deduction the auditor will accept.
Exemptions and supporting forms
Transfers valued at $100 or less and other exempt or special transfers require a confirmed full quote here. Exemption from the conveyance charge does not by itself prove that the separate parcel or recording charge is zero. The applicable exemption claim uses DTE 100EX.
Clermont also identifies DTE 101 when the grantor received the relevant homestead reduction, and DTE 102 for a property with current agricultural use valuation. Confirm required paperwork with the auditor before recording; this calculator neither approves an exemption nor determines agricultural recoupment.
Finish the buyer or seller settlement estimate
Recording is a different service from the auditor’s conveyance and parcel entries. Enter the recorder’s quote in the recording line, then add title, legal, lender and settlement charges from the providers’ estimates. Do not enter the same parcel fee again as a recording expense.
A hypothetical seller at $300,000 with one Clermont parcel, $1,000 of other entered expenses and a $200,000 payoff has $97,799.50 remaining before any additional commission, credits or prorations. A transfer quote replaces the model in full, allowing the worksheet to follow the actual closing statement.
Last reviewed 2026-10-06. Calculation methodology.
Questions about Ohio
- How much is the conveyance charge on a $300,000 Clermont County sale?
- For an ordinary nonexempt transfer, the conveyance charge is $1,200. One parcel adds $0.50, for $1,200.50 before recording and other closing costs.
- Does a buyer’s mortgage reduce Ohio conveyance consideration?
- No automatic deduction applies for financing. DTE 100 combines new mortgage money, assumed debt and cash, then removes any confirmed consideration for non-real-property items. Enter the confirmed taxable real-property amount.