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Texas, Arizona, Indiana, Missouri +10 Closing Cost Calculator

Transfer tax: none.

Texas, Arizona, Indiana, Missouri, Louisiana, Oregon, Utah, Kansas, New Mexico, Idaho, Montana, North Dakota, Alaska, Wyoming share this page. Their rules produce the same answer to within a rounding difference, so publishing separate near-identical pages would add URLs without adding information. Every figure below applies to all 14 states.

Texas closing cost estimator

Transfer tax: none.

Estimated closing costs —
Transfer tax —
Title insurance —
Attorney —

Figures computed from Tax Foundation (2024-2026 rate tables) and U.S. Census Bureau (2024 5-year). Page last reviewed 2026-08-27. Estimates only — verify with the relevant agency before acting.

Texas at a glance

FigureTexasSource
State transfer tax rateNone[1]
Attorney required at closingNo[1]
Typical total closing cost2.50%[1]
On the median home$7,575[2]

[1] [2] Sources

Typical closing cost — all 50 states

Texas highlighted. Same data as the table below, shown as a distribution so the comparison is visible at a glance.

Typical closing cost — all 50 states. Texas is 2.50%, ranked 40 of 50. The national median is 2.70%, the highest is 3.80% (New York), and the lowest is 2.00% (California). NY 3.80% DE 3.50% NJ 3.50% MD 3.20% PA 3.20% VT 3.20% CT 3.10% IL 3.00% ME 3.00% MA 3.00% NH 3.00% RI 3.00% AK 2.80% GA 2.80% IA 2.80% LA 2.80% MI 2.80% WV 2.80% WI 2.80% AR 2.70% KY 2.70% MN 2.70% NE 2.70% OH 2.70% SC 2.70% VA 2.70% KS 2.60% MS 2.60% SD 2.60% TN 2.60% AL 2.50% FL 2.50% HI 2.50% IN 2.50% MO 2.50% NM 2.50% NC 2.50% ND 2.50% OK 2.50% TX 2.50% WA 2.50% MT 2.40% OR 2.40% AZ 2.30% ID 2.30% NV 2.30% UT 2.30% WY 2.30% CO 2.20% CA 2.00%

Highlighted: Texas, ranked 40 of 50. Median 2.70%.

Texas closing costs by price and side

Buyer and seller totals (no state transfer tax applies).

Purchase priceBuyer totalSeller totalTransfer tax
$100,000$1,550$850$0
$150,000$2,250$1,200$0
$175,000$2,600$1,375$0
$200,000$2,950$1,550$0
$225,000$3,300$1,725$0
$250,000$3,650$1,900$0
$300,000$4,350$2,250$0
$350,000$5,050$2,600$0
$400,000$5,750$2,950$0
$450,000$6,450$3,300$0
$500,000$7,150$3,650$0
$600,000$8,550$4,350$0
$700,000$9,950$5,050$0
$800,000$11,350$5,750$0
$950,000$13,450$6,800$0
$1,100,000$15,550$7,850$0
$1,300,000$18,350$9,250$0
$1,600,000$22,550$11,350$0

Worked figures for Texas

Texas values:

PriceBuyerSellerTransfer
$150,000$2,250$1,200$0
$200,000$2,950$1,550$0
$250,000$3,650$1,900$0
$300,000$4,350$2,250$0
$400,000$5,750$2,950$0
$500,000$7,150$3,650$0
$600,000$8,550$4,350$0
$750,000$10,650$5,400$0
$900,000$12,750$6,450$0
$1,200,000$16,950$8,550$0

How Texas compares nationally

On typical closing cost, Texas ranks #40 of 50 at 2.50% — 7% below the median of 2.70%. The national range runs from 2.00% (California) to 3.80% (New York).

RankStateTypical closing cost
#38North Dakota2.50%
#39Oklahoma2.50%
#40Texas2.50%
#41Washington2.50%
#42Montana2.40%

Texas questions, answered with Texas numbers

What are buyer closing costs in Texas?▾
On Texas's median home price of $303,000, expect roughly $4,392 as a buyer.
What does the seller pay in Texas?▾
About $2,271 on the median home. Texas charges no state transfer tax, which removes the single largest seller line item found in many states.
Do I need an attorney to close in Texas?▾
No. Texas allows title companies to handle closing, so there is no mandatory attorney fee.

Last reviewed 2026-08-27. Texas figures only — verify with the relevant Texas agency before acting. How this is calculated.