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Kansas Closing Cost Calculator
Kansas has no transfer or mortgage registration tax; recording is $21 for each instrument’s first page and $17 per additional page. Calculate recording charges from document pages, check the qualifying mortgage cap, and combine those costs with your settlement quotes.
Kansas recording fees and settlement budget
Ordinary resale: no sale-price transfer tax modeled; mortgage registration tax was repealed in 2019. Standard deed/mortgage recording totals $21 first page per instrument and $17 each additional page, including statutory surcharges. A separate option caps one confirmed qualifying single-family principal-residence mortgage of $75,000 or less at $125. Releases, assignments, special instruments and document defects require quotes.
Use the all-in page charge
K.S.A. 28-115 combines base recording fees with per-page additions. The resulting standard total is $21 for an instrument’s first page and $17 for each additional page. Johnson County’s published schedule confirms those all-in amounts.
A three-page deed costs $55: $21 plus two $17 additions. A three-page deed and a five-page uncapped mortgage cost $144 together. Counting those eight pages as one instrument would produce $140 and omit one first-page premium.
| Document scenario | Recording estimate |
|---|---|
| One one-page standard deed | $21.00 |
| One three-page standard deed | $55.00 |
| Three-page deed and five-page mortgage, uncapped | $144.00 |
| Eleven-page qualifying mortgage, $75,000 principal | $125.00 |
A qualifying mortgage can have a $125 cap
Section 28-115(j) caps the recording fee for a single-family mortgage on a principal residence when principal debt is $75,000 or less. The calculator’s capped option requires exactly one instrument and a positive debt amount no greater than $75,000. Confirm the residence and mortgage eligibility before selecting it.
An eleven-page ordinary mortgage has a $191 uncapped page charge. A confirmed qualifying $75,000 mortgage is limited to $125. A two-page qualifying mortgage remains $38 because the cap is a maximum. A $75,000.01 debt is outside this option and must use the applicable uncapped calculation or a quote.
Do not apply the repealed mortgage tax
The Kansas Legislative Research Department confirms that mortgage registration tax was fully repealed in 2019 after a phaseout. Older percentage-based mortgage-tax examples should not be added to current recording fees.
The Department of Revenue’s tax inventory does not list a sale-price deed transfer tax. This ordinary-resale worksheet models zero for that line. Annual property taxes and prorations remain separate closing-statement items.
| Scenario | Taxable value | State tax | Local amount | Tax subtotal |
|---|---|---|---|---|
| Ordinary resale; recording fees separate | $200,000.00 | $0.00 | $0.00 | $0.00 |
| Ordinary resale; recording fees separate | $400,000.00 | $0.00 | $0.00 | $0.00 |
| Ordinary resale; recording fees separate | $600,000.00 | $0.00 | $0.00 | $0.00 |
Keep releases and special documents out of the standard count
Mortgage releases and assignments use a different schedule. Plats, tax liens and other specialized documents also have separate charges. Use your provider’s recording quote for those items instead of labeling them as standard deeds or mortgages.
Document defects can change the page count or add a charge. For example, the statute addresses missing printed names beneath signatures and insufficient recording space. Have the recorder or preparer confirm the submitted package before treating the page estimate as final.
Budget only the documents charged to your side
The instrument count refers to the currently selected buyer or seller. If one party pays for the deed and another pays for the mortgage, enter only that side’s package. The model does not derive the payer from the document’s name.
For a seller with a $300,000 price, $55 recording, $500 settlement and a $200,000 payoff, the listed proceeds are $99,445 before other entries. A $70 recording quote replaces the $55 estimate and reduces those proceeds to $99,430. Enter commission, credits and all remaining charges to complete the budget.
Last reviewed 2026-10-05. Worksheet methodology.
Questions about Kansas
- Does Kansas still charge mortgage registration tax?
- No. The mortgage registration tax was fully repealed beginning in 2019. Recording fees still apply, and this calculator estimates the current standard page charges separately.
- When does the Kansas $125 mortgage recording cap apply?
- The statutory cap applies to a single-family mortgage on a principal residence when the secured principal debt or obligation is $75,000 or less. Select that option only after eligibility is confirmed; it does not cap the entire closing package.