File Updated October 6, 2026 First documented October 2, 2026

Closing cost calculators by jurisdiction

A purchase price alone does not identify a complete settlement bill. Start with the property's jurisdiction, then supply the transaction type, valuation, local charge and allocation requested by that worksheet.

Fifty states and the District of Columbia

• Alabama closing costs — Ordinary taxable deed under section 40-22-1: $0.
• Alaska closing costs — State real-property transfer tax is prohibited by AS 43.
• Arizona closing costs — Ordinary resale: no sale-price-based transfer tax modeled.
• Arkansas closing costs — Ordinary taxable real-property conveyance: $3.
• California closing costs — Ordinary taxable sale: county documentary transfer tax under RTC 11911.
• Colorado closing costs — Ordinary current residential sale: documentary fee is one cent per $100 or major fraction of confirmed consideration when value exceeds $500.
• Connecticut closing costs — Ordinary taxable residential dwelling: marginal state rates of 0.
• Delaware closing costs — Ordinary taxable resale using a confirmed statutory transfer value.
• District of Columbia closing costs — Reviewed 2026–2027 ordinary nonexempt residential deed of title: non-nominal full consideration, no cooperative interest, lease or separate security-instrument tax.
• Florida closing costs — Ordinary taxable deed: $0.
• Georgia closing costs — Ordinary taxable deed: $1 for the first $1,000 or fraction and $0.
• Hawaii closing costs — Reviewed 2026–2027 ordinary fee-simple sale using actual and full real-property consideration.
• Idaho closing costs — Ordinary resale: no sale-price transfer tax modeled.
• Illinois closing costs — Ordinary taxable sale with confirmed PTAX-203 net value: state $0.
• Indiana closing costs — Ordinary resale: no sale-price transfer tax modeled.
• Iowa closing costs — Ordinary taxable sale under Iowa Code 428A.
• Kansas closing costs — Ordinary resale: no sale-price transfer tax modeled; mortgage registration tax was repealed in 2019.
• Kentucky closing costs — Ordinary taxable deed under KRS 142.
• Louisiana closing costs — Ordinary resale: no sale-price transfer tax modeled.
• Maine closing costs — Ordinary taxable deed recorded under the rates effective November 1, 2025: $2.
• Maryland closing costs — Ordinary improved residential deed: state transfer tax 0.
• Massachusetts closing costs — Reviewed 2026–2027 ordinary deed: confirmed net excise consideration, $2.
• Michigan closing costs — Ordinary taxable sale with no exemption: state tax plus county tax at the entered charge per $500.
• Minnesota closing costs — Ordinary taxable deed: 0.
• Mississippi closing costs — Reviewed 2026–2027 ordinary resale: no sale-price transfer tax modeled.
• Missouri closing costs — Ordinary resale: no sale-price transfer tax modeled.
• Montana closing costs — Ordinary real-property sale: state and local transfer taxes are constitutionally prohibited.
• Nebraska closing costs — Ordinary taxable deed under section 76-901: $3.
• Nevada closing costs — Ordinary taxable deed: $1.
• New Hampshire closing costs — Ordinary taxable sale: each party owes $0.
• New Jersey closing costs — Reviewed 2026–2027 ordinary deed: Realty Transfer Fee plus the Graduated Percent Fee when applicable.
• New Mexico closing costs — Ordinary resale: no sale-price transfer tax modeled.
• New York closing costs — Reviewed 2026–2027 ordinary nonexempt deed of a fully residential one-to-three-family house or individual condo, one property, no continuing-lien deduction or tax gross-up.
• North Carolina closing costs — Ordinary taxable conveyance: $1 per $500 or fraction under G.
• North Dakota closing costs — Ordinary resale with up to one deed and one mortgage charged to your selected side.
• Ohio closing costs — Ordinary nonexempt real-property conveyance above $100, confirmed DTE 100 value and parcel count.
• Oklahoma closing costs — Ordinary taxable sale of real property: $0.
• Oregon closing costs — Ordinary residential sale: no statewide transfer tax modeled.
• Pennsylvania closing costs — Ordinary taxable transfer: 1% Commonwealth tax plus the combined local rate you enter.
• Rhode Island closing costs — Reviewed 2026–2027 ordinary taxable deed: $3.
• South Carolina closing costs — Ordinary taxable deed: $1.
• South Dakota closing costs — Ordinary taxable conveyance under SDCL 43-4-21: $0.
• Tennessee closing costs — Ordinary freehold transfer: 0.
• Texas closing costs — Ordinary fee-simple sale: no state real-estate transfer tax.
• Utah closing costs — Ordinary resale with standard recording under the May 6, 2026 schedule: $40 per instrument, plus $5 in applicable counties and $2 for each description above ten per instrument.
• Vermont closing costs — Choose the property use that will apply after transfer.
• Virginia closing costs — Reviewed 2026–2027 ordinary deed without continuing liens or exemptions.
• Washington closing costs — Taxable deed sale: choose the 2023–2026 or 2027 state schedule and confirmed property classification.
• West Virginia closing costs — Ordinary taxable sale for consideration, with confirmed assessed value divided by 0.
• Wisconsin closing costs — Ordinary taxable real-estate conveyance: $0.
• Wyoming closing costs — Ordinary resale: no sale-price transfer tax modeled.

Choose the charge that applies to your deed

Some state taxes use rounded blocks of consideration. Washington uses marginal slices; Hawaii uses a selected whole-value category. Several states charge for recording documents rather than imposing a sale-price tax. Texas publishes a separate basic title-policy schedule. These differences determine which inputs and example results belong on a jurisdiction page.

Finish the settlement budget

Use the mortgage purchase worksheet for financing and loan charges, or the buyer and seller statement to add actual quotes. A statutory tax subtotal does not include missing service fees, reserves or property-tax prorations. The methodology explains quote replacement and cash reconciliation.

Report a correction / Editorial policy