Texas, Arizona, Indiana, Missouri, Louisiana, Oregon, Utah, Kansas, New Mexico, Idaho, Montana, North Dakota, Alaska & Wyoming Closing Cost Calculator
Transfer tax: none.
Texas, Arizona, Indiana, Missouri, Louisiana, Oregon, Utah, Kansas, New Mexico, Idaho, Montana, North Dakota, Alaska, Wyoming share this page.
Their rules produce the same answer to within a rounding difference, so publishing
separate near-identical pages would add URLs without adding information. Every figure
below applies to all 14 states.
Texas closing cost estimator
Transfer tax: none.
Estimated closing costs —
Transfer tax —
Title insurance —
Attorney —
Texas at a glance
| Figure | Texas | Source |
|---|---|---|
| State transfer tax rate | None | [1] |
| Attorney required at closing | No | [1] |
| Typical total closing cost | 2.50% | [1] |
| On the median home | $7,575 | [2] |
Texas highlighted. Same data as the table below, shown as a distribution so the comparison is visible at a glance.
Highlighted: Texas, ranked 40 of 50. Median 2.70%.
Texas closing costs by price and side
Buyer and seller totals (no state transfer tax applies).
| Purchase price | Buyer total | Seller total | Transfer tax |
|---|---|---|---|
| $100,000 | $1,550 | $850 | $0 |
| $150,000 | $2,250 | $1,200 | $0 |
| $175,000 | $2,600 | $1,375 | $0 |
| $200,000 | $2,950 | $1,550 | $0 |
| $225,000 | $3,300 | $1,725 | $0 |
| $250,000 | $3,650 | $1,900 | $0 |
| $300,000 | $4,350 | $2,250 | $0 |
| $350,000 | $5,050 | $2,600 | $0 |
| $400,000 | $5,750 | $2,950 | $0 |
| $450,000 | $6,450 | $3,300 | $0 |
| $500,000 | $7,150 | $3,650 | $0 |
| $600,000 | $8,550 | $4,350 | $0 |
| $700,000 | $9,950 | $5,050 | $0 |
| $800,000 | $11,350 | $5,750 | $0 |
| $950,000 | $13,450 | $6,800 | $0 |
| $1,100,000 | $15,550 | $7,850 | $0 |
| $1,300,000 | $18,350 | $9,250 | $0 |
| $1,600,000 | $22,550 | $11,350 | $0 |
Worked figures for Texas
Texas values:
| Price | Buyer | Seller | Transfer |
|---|---|---|---|
| $150,000 | $2,250 | $1,200 | $0 |
| $200,000 | $2,950 | $1,550 | $0 |
| $250,000 | $3,650 | $1,900 | $0 |
| $300,000 | $4,350 | $2,250 | $0 |
| $400,000 | $5,750 | $2,950 | $0 |
| $500,000 | $7,150 | $3,650 | $0 |
| $600,000 | $8,550 | $4,350 | $0 |
| $750,000 | $10,650 | $5,400 | $0 |
| $900,000 | $12,750 | $6,450 | $0 |
| $1,200,000 | $16,950 | $8,550 | $0 |
How Texas compares nationally
On typical closing cost, Texas ranks #40 of 50 at 2.50% — 7% below the median of 2.70%. The national range runs from 2.00% (California) to 3.80% (New York).
| Rank | State | Typical closing cost |
|---|---|---|
| #38 | North Dakota | 2.50% |
| #39 | Oklahoma | 2.50% |
| #40 | Texas | 2.50% |
| #41 | Washington | 2.50% |
| #42 | Montana | 2.40% |
Texas questions, answered with Texas numbers
What are buyer closing costs in Texas?▾
On Texas's median home price of $303,000, expect roughly $4,392 as a buyer.
What does the seller pay in Texas?▾
About $2,271 on the median home. Texas charges no state transfer tax, which removes the single largest seller line item found in many states.
Do I need an attorney to close in Texas?▾
No. Texas allows title companies to handle closing, so there is no mandatory attorney fee.
Last reviewed 2026-08-27. Texas figures only — verify with the relevant Texas agency before acting. How this is calculated.